I have never realized the full effect bankruptcy can have on a person until I myself went through it. I suppose that I will never really understand what hit me; one day I was living in the comfort of my home, and before I knew it everything just went downhill. It’s a horrible feeling: being cognizant of the fact that I was on an escalator, descending and having no way to ascend to where I originally stood. For those lucky enough to not have gone through bankruptcy, I might seem a little vague when I say that life was unbearable and intolerable. The feeling of having no power to control my assets left me feeling hopeless and in despair. I knew I had to pull myself together. I could not afford much of anything anymore, and the luxuries of cable TV, going to restaurants, buying myself treats were out of the question. After speaking with my attorney, I knew I was the one who had to change in order for my life to change.  If I didn’t pull myself together and think of a way out of my situation, I would be forced to live in poverty and depression for longer than I anticipated—there would be no loophole for my egress of bankruptcy.